Financial Services & Banking

We represent lenders and borrowers in commercial, retail finance, and general financial matters ranging from small business loans to international multi-million dollar transactions. The firm also provides advice and assistance to financial institutions regarding general operations, mergers and acquisitions, loan restructurings and regulatory compliance, as well as to municipal and education clients in public finance transactions. Our attorneys bring diverse backgrounds to their work for financial services clients, providing a depth of experience that is instrumental to efficiently resolve legal matters. Our attorneys have been employed as in house counsel to banks and financial companies, worked in large regional law firms and small boutique law firms focused on financial services, and represented trade associations advocating the interests of financial services members.

Services Provided:

Commercial Lending

  • Negotiation of contract terms
  • Drafting documents for asset based line of credit, construction loan, real estate secured and other commercial transactions
  • Representation of lenders at commercial loan closings
  • Review of loan documentation and procedures
  • Representation of lenders on interest rate swap transactions and other derivative products


  • Workouts
  • Foreclosures
  • Collection litigation
  • Bankruptcy proceedings

Financial Institution Regulatory Matters

  • Counsel on state and federal regulatory issues
  • Formation of federally and state-chartered financial institutions
  • Advice on charter conversions and related regulatory issues
  • Acquisition and sale of assets, including deposit accounts, loan portfolios, branches, and related real estate
  • Assistance and advice on the development and implementation of policies and controls to assure compliance with regulations

Retail Products and Services

  • Regulatory disclosures and notices
  • Agreements
  • Deposit and loan documentation
  • Promotional materials
  • Advice on new products

Electronic Banking

  • Electronic banking agreements and disclosures, and related policies and procedures


  • Counsel to institutions served with civil process, such as summons to trustee, subpoenas, complaints and levies
  • Labor and employment issues

Public Finance

  • Representation of issuers, trustees, underwriters and bond holders
  • Tax opinions

Cross-Border Transactions
Extensive experience with cross-border financings, including:

  • Loan participation agreements between domestic and foreign lenders
  • Eurodollar credit agreements
  • Letters of credit
  • Interest rate exchanges

Business Borrowers

  • Bank loans
  • Government funded or guaranteed loans
  • Venture capital financings
  • Bond or debenture issuances
  • Other forms of institutional financing
  • Foreign investment/loans through the federal EB-5 program
  • Equity and convertible securities structuring and issuance



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